Dog Insurance in the UK

Dog Insurance in the UK

Have you ever had a pet that was just a little too naughty? What do you do when your fur ball gets hit by a car while you’re walking them and they get seriously injured or even die? If you have an American Bulldog, then the chances are that if something were to happen to him, your insurance would not cover him. This is because many insurance companies will not cover animals with excessively bad temperaments. The only option for these cases is to pay out of pocket for the full cost of bringing your Dog Insurance UK back from death’s door. However, this can be very costly and is often not worth it.

Dog Insurance UK

What is Dog Insurance in the UK?

There is no doubt that owning a dog is one of the most rewarding things you can do. But like any other form of animal ownership there are risks associated with them. Before you buy your first Dog Insurance in the UK, it’s important to understand what’s covered by pet insurance and what isn’t.

What is Pet Insurance?

Pet insurance is a type of insurance that covers your pet in case of an accident or illness. Typically, pet insurance policies will cover the costs of veterinary care, food and accommodation while your pet is away from home. In some cases, the policy may even cover lost income if your pet is unable to work due to their illness or injury.

While pet insurance is helpful in case of an emergency, it’s not always necessary. One common misconception about pet insurance is that it covers everything . This isn’t always the case. For example, pet insurance policies generally won’t cover expenses associated with training or exercising your dog.

What isn’t covered by Pet Insurance?

While most policies will cover medical expenses up to a certain limit, some exclusion may apply, such as coverage for accidents caused by wildlife or poisoning.

Costs of Dog Insurance

The average cost of dog insurance in the UK is £7 per month, according to a recent study by This figure includes £20,000 of coverage for accidents and £100 for medical expenses. Although some companies may charge more for specific coverage’s or for services such as pet travel insurance. A good deal would include £50,000 of coverage’s and no monthly fee.

Given that dogs can be considered personal property, many people opt for insurance to protect their canine companions in the event of an accident or illness. While most policies will cover animals regardless of whether they are owned by their original owner or rented from a pet-sitting service. Some companies offer discounts or incentives to first-time customers who take out insurance on a new dog.

It’s important to shop around for the best deal on dog insurance, since each insurer has different coverage rules and fees. provides a handy comparison tool that allows you to compare rates from a variety of provider’s side-by-side.

How much should you insure your dog for?

There is no set figure that everyone agrees on when it comes to insuring their dog. However, most experts would say that you should at least get cover for your pet in the event of an accident, whether it is a trip to the vet or a fall down the stairs. 

Here are a few things to take into account when deciding how much to insure your dog:

-The breed and size of your dog

-The age of your dog

-Your geographical location

-Your pet’s temperament

-The type of insurance you are using (home insurance, pet insurance, etc.)

Should you insure your dog at all?

First and foremost, insurance gives you peace of mind. If something bad happens to your pet while they’re out with you, the insurance money will help cover some of the costs associated with veterinary care or a new home. 

Second, research has shown that pet insurance can be a very effective way to prevent dog bites. In fact, a 2006 study published in the Journal of Animal Behavior found that when owners had pet insurance. Their dogs were three times as likely to avoid biting people as owners who didn’t have any coverage. 

And finally, if something does happen and your dog bites someone, having insurance can help you get reimbursed for any expenses related to the incident (medical bills, lost wages, etc.). So whether you’re just looking for peace of mind or you want to make sure your dog stays safe from harm, insuring them is definitely worth considering.

Benefits of Dog Insurance

The benefits of dog insurance are many and varied. In the UK, dog insurance can provide peace of mind in the event that a pet is lost or damaged, or in the event of an unfortunate accident. Coverage can also provide financial assistance if a pet becomes ill or injured.

The costs of owning a dog can be high. It’s important to have provisions in place to cover unexpected expenses. Dog insurance can help to ensure that your pet is fully protected in the event of an accident or loss. Coverage can include medical expenses, rehabilitation costs, and even funeral expenses. Additionally, some policies offer bonus features such as coverage for lost pet tags, micro chipping, and travel insurance.

There are a number of different types of policies available for dogs. This includes accidental death and dismemberment coverage, property damage coverage, and pet evacuation coverage. It’s important to compare policy options to find the best fit for your needs.


Dog insurance is a valuable investment for pet owners in the UK. It can help to cover a wide range of costs should something unfortunate happen. From veterinary bills to lost wages due to a sick or injured dog, dog insurance can provide peace of mind when you most need it. If you’re wondering if dog insurance is right for your family, give our team at Select Quote an introductory call today and we’ll be happy to discuss all of the benefits and options available.

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